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Insurance & Benefits

Insurance at North Providence Eye & Optical

Vision and medical coverage for your visit to North Providence Eye & Optical in North Providence, Rhode Island. Call (401) 353-2010 with coverage questions.

Vision insurance

Vision insurance generally helps with routine eye exams and an allowance toward glasses or contact lenses. It is usually separate from medical insurance and may have its own card. At North Providence Eye & Optical in North Providence, bring both cards so the team can discuss which benefits may apply.

Medical insurance

Medical insurance may apply when an eye visit concerns a medical problem, such as dry eye, an infection, glaucoma monitoring or diabetes-related screening. Coverage depends on your plan and the reason for care. Call North Providence Eye & Optical at (401) 353-2010 before your visit to discuss practice participation.

Many patients have both vision and medical benefits. Different parts of a visit may involve different benefits, depending on the care provided and your plan. Ask the office and your insurer about coverage, referrals and any costs before your appointment.

Plans we work with

Plan participation varies by the specific plan and office.

Vision plans

  • EyeMed
  • Spectera (UnitedHealthcare Vision)
  • VSP (Vision Service Plan)
  • Davis Vision

Medical plans

  • AARP Health Care Options
  • AARP Medicare Complete
  • Aetna
  • Anthem Blue Cross
  • Blue Cross & Blue Shield of Rhode Island (including BCBSRI Medicare plans)
  • Blue Cross Federal Employee Program (FEP)
  • Cigna
  • Harvard Pilgrim Health Care (including Medicare Advantage)
  • Humana
  • London Health Administrators
  • Medicare
  • Rhode Island Medicaid (including RIte Share)
  • Neighborhood Health Plan of Rhode Island (RIte Care, INTEGRITY for Duals, Dual Connect, Neighborhood Exchange)
  • TRICARE East
  • TRICARE For Life
  • Tufts Health Plan (RIte Care, Medicare, commercial)
  • UMR
  • UnitedHealthcare (commercial, RIte Care, Senior Care / Medicare)

Plan participation can vary by plan and by office. Call (401) 353-2010 to confirm your coverage before your visit. Self-pay patients are welcome.

What to bring

  • Your vision insurance card, if you have one
  • Your medical insurance card
  • A photo ID
  • Your current glasses and contact lens boxes or prescription
  • A list of any medications you take

Insurance questions

Do I need vision insurance to be seen at North Providence Eye & Optical?

No. Self-pay patients are welcome at our North Providence office. Call (401) 353-2010 to ask about pricing before your visit.

Why might my eye exam be billed to medical insurance instead of a vision plan?

A visit involving evaluation or management of an eye-health concern may be billed to medical insurance. Routine vision benefits work differently. Ask the office and your insurer which benefits apply to your reason for care.

Can I use vision and medical benefits during the same visit?

Different parts of a visit may involve different benefits. Your specific plans determine what is covered. Bring both insurance cards and ask about coverage and costs before your appointment.

Does vision insurance cover the full cost of glasses?

Many vision plans provide an allowance toward frames and lenses rather than covering the full cost. Ask about your allowance, lens options and any amount you would pay before choosing glasses.

What if my plan is not listed?

Call (401) 353-2010 to check participation for your specific plan at North Providence Eye & Optical. Your insurer can explain any out-of-network benefits. Self-pay patients are welcome.

Questions about your coverage?

Call North Providence Eye & Optical in North Providence at (401) 353-2010 before your visit to confirm your plan and discuss coverage.